Loan Against Shares


You do not have to sell your securities, just pledge them with us and get overdraft facility upto a value determined on the basis of market value of securities pledged by you. This facility will allow flexibility in funds withdrawal and repayment.

• Individuals, Firms and Companies are eligible for the loan.
• The bank advances loan against public and/ promoter shares of public Ltd. companies listed in Nepal Stock Exchange (NEPSE).
Nature of Facility
• Overdraft facility/ Revolving nature.
• 60% margin on the market price of securities (Subject to change as per NRB guidelines).
• Processing Fee: 1% of loan amount.
• Interest Rate:              Prime :10.00% p.a.
                          Other : 11.00% p.a.
Documents Required
For Individual
• Copy of citizenship certificate of the borrower and all other owners of the securities
• Photographs
• Documents certifying current salary (for employee)
• Paper of Agreements/contracts (for Fixed Income Groups)
• Loan Application form duly filled and signed
• Letter of Lien on pledged securities from concerned company in favor of PCBL
• Firm Registration Certificate/PAN/MOU/AOA etc with Board Resolution for obtaining loan and to sign on security documents of the bank in case of firm/company