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This is a simple facility to cater the financing needs of doctors and contractors in order to setting up business. It is easy, simple and hassle free with quick turnaround time.
• The bank extends the equipment loan for the purchase of equipment/ machinery.
• Professionals – doctors and contractors bearing a Nepalese citizenship with reliable source of income.
• Related equipment/machinery itself.
• Mortgage of fixed asset equivalent to the value of equipment/ machinery.
• Financing up to 70% of the cost of equipment/machinery.
Nature of Facility
• Repayment on EMI/EQI basis for the period of maximum of five years.
• Processing Fee/ Prepayment Charges: 1% of loan amount.
• Interest Rate: Prime :10% p.a.
Other : 11% p.a.
• Identification document like Citizenship, Passport
• Documents certifying current salary (for employee)
• Certified Income Statement
• Paper of Agreements/contracts (for Fixed Income Groups)
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