Gold Loan

 

You do not have to sell your gold/silver just pledge it with us and get gold/silver loan facility instantly. This loan is easy to get and completely hassle free.
 
Eligibility:
• The bank advances loan against the yellow metal “GOLD” and raw silver.
• Jewellery shopkeepers, salaried and self employed Nepalese citizens with reliable source of income.
 
Valuation
• 70% on the value of ornaments derived by bank
• 80% on the value of raw gold derived by bank
• 80% on the value of raw silver derived by bank
 
Tenure
• For the period of maximum of one year.
• Partial or full prepayment allowed without any charges.
  
Charges
• Interest Rate:
                          Prime :13% -14% p.a.
                          Other : 14% -15% p.a.
• Insurance Charge: 1% on full value of gold.