Interest Rate Effective from 4th Ashar 2068 ( 18th June, 2011)
|
| |
| Deposit Rates |
% Per Annum
|
| Normal Saving |
3.00
|
| Privilege Saving |
8.00
|
| Prime Saving |
4.50
|
| Public Saving |
3.00
|
| Prime Corporate Staff Saving |
8.00
|
| Prime Shareholders Saving |
8.00
|
| Prime Gold Saving |
6.00
|
| Prime Silver Saving |
5.00
|
| Siddhi Ganesh/Balkumari Saving |
6.00
|
| Local Specifiec Saving |
6.00 - 7.00
|
| FCY Saving Deposit |
% Per Annum
|
| USD |
1.00
|
| EURO |
1.25
|
| Fixed Deposits |
% Per Annum
|
| 3 Months |
8.50
|
| 4 Months |
9.50
|
| 6 Months |
10.50
|
| Above 6 Month- Up to 1 Year |
11.50
|
| Above 1 Year |
11.50
|
|
Lending Rates
|
% Per Annum
|
| DeprivedSector(Institutional) |
11.00 - 12.00
|
| Deprived Sector(Retail) |
12.00 - 14.00
|
| Overdraft |
16.00 - 17.00
|
| Working Capital Loan |
16.00
|
| Short Term Loan/Demand Loan |
16.00
|
| Term Loan |
16.00
|
| Export Credit |
13.00 - 14.00
|
| Hire Purchases Loan - Commercial Vehicles |
16.00
|
| Hire Purchases Loan - Private Vehicles |
16.00
|
| Loan Against Fixed Deposits held with our bank |
Plus 3% of FD Rate
|
| Trust Receipt 90 days |
14.00 - 16.00
|
| Mortgage Loan |
16.00 - 17.00
|
| Loan Against Government Bonds |
15.00
|
| Loan Against Shares |
16.00 - 17.00
|
| Loan Against Gold & Silver |
17.00-18.00
|
| Professional Loan |
16.00
|
| Equipment Loan |
17.00
|
| Education Loan |
15.00 - 17.00
|
| SME Loan |
15.00-16.00
|
| Home Loan |
16.00 - 17.00
|
|
