Spokesperson of the Bank
Mr. Bhai Raja Tuladhar
Deputy General Manager
Email: bhairaja.tuladhar@pcbl.com.np
Grievance Handling Officer
Mr. Prashant Dangol
Phone No: 4423988
Email: prashant.dangol@pcbl.com.np
Exchange Rate
Currency
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Selling
USD 114.55 115.15
EUR 128.99 131.64
GBP 143.55 145.5
CHF 114.26 115.4
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Effective from 07th Magh, 2072 ( 21st Jan 2016))

 


Effective from 19th Kartik, 2072 ( 05th Nov 2015)

Rate of Interest 

LCY Saving Deposit 

 

 

Prime General Saving

 

4.00%

Prime General Employee Saving

 

4.00%

Prime Teacher Saving

 

4.00%

Prime Student Saving

 

4.00%

Public Saving

 

2.00%

Normal Saving

 

2.00%

Prime Saving

 

2.00%

Prime Customer Staff Saving

 

2.00%

Prime Silver Saving

 

2.00%

Siddhi Ganesh/Balkumari Saving

 

2.00%

Prime Bhidyut Saving Account 

 

2.00%

Prime Gold Saving

 

2.50%

Local Specific Saving

 

3.50%

Privilege Saving

 

4.00%

Prime Corporate Staff Savings

 

2.50%

Prime Shareholders Savings

 

2.50%

FCY Saving Deposit

 

 

USD

 

0.50%

EURO

 

0.75%

LCY Fixed Deposits

 

 

3 Months

 

-

6 Months

 

4.00%

1 Year ( Institutional )

 

4.00%

1 Year ( Public and Other)

 

5.00%

2  Year and  Above

  5.50%
     

Lending Rates

 

 

Deprived Sector ( Institutional )

Prime

5.00 - 6.00 %

Other

7.00 - 8.00 %

Deprived Sector ( Retail )

Prime

11.00 - 12.00 %

Other

13.00 - 14.00 %

Over Draft

Prime

8.00 - 9.00 %

Other

10.00 - 11.00 %

Working Capital Loan

Prime

9.00 - 10.00 %

Other

11.00 - 12.00 %

Cash Credit

Prime

9.00 - 10.00 %

Other

11.00 - 12.00 %

Demand Loan

Prime

8.00 - 9.00%

Other

10.00 - 11.00 %

Term Loan

Prime

8.50 - 11.00 %

Other

12.00 - 13.00 %

Trust Receipt Loan

Prime

7.50 - 8.50%

Other

9.50 - 10.50 %

Export Credit

Prime

8.00 - 9.00 %

Other

10.00 - 11.00 %

SME Loan

Prime

9.00 - 10.00 %

Other

11.00 - 12.00 %

Hire Purchases Loan - Commercial Vehicles

Prime

10.00 - 11.00 %

Other

12.00 - 13.00 %

Hire Purchases Loan - Private Vehicles

Prime

9.00 - 10.00 %

Other

11.00 - 12.00 %

Loan against Fixed Deposits held with our bank

 

Plus 2% of FD Rate

Mortgage Loan

Prime

10.00 - 12.00 %

Other

13.00 - 14.00 %

Loan against Government Bonds

 

9.00%

Loan against Share

Prime

8.50 - 9.50 %

Other

10.50 - 11.50 %

Loan against Gold & Silver

Prime

11.00 - 12.00 %

Other

13.00 - 14.00 %

Professional Loan

Prime

10.00 - 11.00 %

Other

12.00 - 13.00 %

Equipment Loan

Prime

10.00 - 11.00 %

Other

12.00 - 13.00 %

Education Loan

 

10.00%

Prime Home Loan

Prime

9.50 - 10.50 %

Other

11.00 - 12.00 %

Prime Home Loan - Repair

 

9.50%

Prime Agriculture Loan

 

9.50%

Prime Laghu Udhyam Loan

 

12.00%

Prime Yuwa Kisan Loan

 

6.00%

Prime Self Employment Loan

 

10.00%

Prime Consumption Loan

 

12.00%

Consortium Loan

 

As per Consortium Decision