Spokesperson of the Bank
Mr. Bhai Raja Tuladhar
Deputy General Manager
Email: bhairaja.tuladhar@pcbl.com.np
Grievance Handling Officer
Mr. Mahesh Ghimire
Phone No: 4423988
Email: mahesh.ghimire@pcbl.com.np
Exchange Rate
Currency
Buying
Selling
USD 103.80 104.40
EUR 122.06 123.52
GBP 136.28 138.16
CHF 104.67 105.75
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Stock Exchange
Banking Hour
Sunday to Thursday
Newroad Branch 10:00AM - 6:00PM
Other Branches 10:00AM - 5:00PM
Friday
Newroad / Patan / Bagbazar / Sorakhutte / New Baneshwor 10:00AM - 4:00PM
Other Branches 10:00AM - 1:30PM
Holiday Counter
Newroad Branch 1:00PM - 4:00PM
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Effective from 19th Bhadra, 2071 (4th September 2014)

 


Rate of Interest 

LCY Saving Deposit 

 

 

Public Saving

 

2.50%

Normal Saving

 

2.50%

Prime Saving

 

2.50%

Prime Customer Staff Saving

 

2.50%

Prime Silver Saving

 

2.50%

Siddhi Ganesh/Balkumari Saving

 

2.50%

Prime Bhidyut Saving Account 

 

2.50%

Prime Gold Saving

 

3.50%

Local Specific Saving

 

2.50% - 4.00%

Privilege Saving

 

4.50%

Prime Corporate Staff Savings

 

3.00%

Prime Shareholders Savings

 

3.00%

FCY Saving Deposit

 

 

USD

 

1.00%

EURO

 

1.25%

LCY Fixed Deposits

 

 

3 Months

 

4.00%

6 Months

 

5.00%

1 Year

 

5.50%

2  Year and  Above

  6.00%
     

Lending Rates

 

 

Deprived Sector (Institutional)

 

5.00% - 8.00%

Deprived Sector (Retail)

 

11.00% - 14.00%

Overdraft

Prime

10.00% - 11.00%

Other

11.00% - 13.00%

Working Capital Loan

Prime

10.00% - 11.00%

Other

12.00% - 14.00%

Cash Credit

Prime

10.00% - 11.00%

Other

 12.00% - 13.00%

Demand Loan

Prime

10.00% - 11.00%

Other 12.00% - 13.00%

Term Loan

Prime

10.00% - 11.00%

Other 12.00% - 13.00%

Trust Receipt

Prime

9.00%

Other 10.00%

Export Credit

 

10.00%

SME Loan

 

11.00%

Hire Purchases Loan-Commercial Vehicles

 

12.00%

Hire Purchases Loan-Private Vehicles

 

10.00% - 11.00%

Loan against Fixed Deposits held with our bank

 

Plus 2% of FD Rate

Mortgage Loan

  12.00% -13.00%

Loan against Government Bonds

 

9.00%

Loan against Share

 

11.00% - 12.00%

Loan against Gold & Silver

Prime

13.00% - 14.00%

Other 14.00% - 15.00%

Professional Loan

 

11.00%

Equipment Loan

 

11.00%

Education Loan

 

11.00%

Prime Home Loan

 

10.00% - 12.00%

Prime Home Loan - Repair

 

10.00%

Consortium Loan

 

As per Consortium Decision